PERSEPSI MAHASISWA TERHADAP PELAYANAN BANK SYARIAH

Authors

  • Annisa Afwani Universitas Islam Negeri Sumatera Utara Author
  • Anggun Rohaya Putri Munthe Universitas Islam Negeri Sumatera Utara Author
  • Khaila Calsa Fhadillah Universitas Islam Negeri Sumatera Utara Author

DOI:

https://doi.org/10.70489/6jpqm493

Keywords:

Student Perception, Islamic Banking, Service, Qualitative, Interview

Abstract

This study aims to analyze students' perceptions of Islamic banking services using a qualitative, interview-based approach. The primary focus of the study is students' understanding of Islamic service principles, their experiences as customers and prospective customers, and the factors influencing their assessment of service quality. Data were obtained through semi-structured interviews with several students from various study programs. The results indicate that most students have positive perceptions of Islamic banking service ethics and transaction security. However, complaints persist regarding the limited digitalization of services and the lack of socialization regarding Islamic products. This study recommends optimizing education, improving digital technology, and strengthening services based on the values ​​of maqāṣid al-Shari'ah (the principles of Islamic principles).

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Published

2025-12-26

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Section

Articles

How to Cite

PERSEPSI MAHASISWA TERHADAP PELAYANAN BANK SYARIAH. (2025). SYAHADAT: Journal of Islamic Studies, 2(4). https://doi.org/10.70489/6jpqm493