Prinsip Keadilan dan Transparansi dalam sistem pembiayaan Bank Syariah untuk Kemaslahatan umat
DOI:
https://doi.org/10.70489/4hxdw371Keywords:
justice, Transparency, Islamic Financing, Maqashid Shariah, Islamic Banking, Public W elfare, Profit and Loss Sharing, Sharia Contracts AbstrakAbstract
The principles of justice and transparency are the main foundations of Islamic banking operations. These two principles ensure that every financing product and service not only complies with Sharia law but also provides tangible benefits to the wider community. This article comprehensively discusses how the principles of justice and transparency are applied in the Islamic banking financing system, as well as how their implementation contributes to the welfare of the community. This research uses a qualitative approach with a literature analysis of various regulations, journals, and related fatwas. The results of the study indicate that the implementation of these two principles can foster economic stability, increase public trust, and ensure the achievement of the objectives of maqasid al- shariah in the financial sector.
References
Antonio, M. S. (2001). Bank Syariah: Dari Teori ke Praktik. Gema Insani.
Chapra, M. U. (2000). The Future of Economics: An Islamic Perspective. The
Islamic Foundation.
Hasan, S. H. (2005). Mekanisme Transaksi Syariah: Prinsip- Prinsip Akad
dan Implementasi di Lembaga Keuangan Islam. RajaGrafindo
Persada.
Kahf, M. (2014). Islamic Economics: An Overview. International Association
for Islamic Economics.
Karim, A. (2016). Bank Islam: Analisis Fiqih dan Keuangan. PT RajaGrafindo
Persada.
Regulasi dan Standar Akuntansi (Konteks Indonesia)
Dewan Syariah Nasional – Majelis Ulama Indonesia (DSN- MUI). (2020).
Kumpulan Fatwa Dewan Syariah Nasional: Edisi Terbaru. DSN- MUI.
Ikatan Akuntan Indonesia (IAI). (2021). Pernyataan Standar Akuntansi
Keuangan (PSAK) Syariah: Seluruh Bab yang Relevan. IAI.
Republik Indonesia. (2006). Undang- Undang Republik Indonesia Nomor 3
Tahun 2006 tentang
Perubahan atas Undang- Undang Nomor 7 Tahun 1989 tentang Peradilan
Agama.
Sekretariat Negara.
Otoritas Jasa Keuangan (OJK). (2023). Peraturan Otoritas Jasa Keuangan
(POJK) terkait Tata Kelola dan Perlindungan Konsumen Lembaga
Jasa Keuangan Syariah. OJK.
Downloads
Published
Issue
Section
License
Copyright (c) 2025 Khoirotun Nisa Limbong, Muhammad Abdillah Pratama Aminullah, Stefani (Penulis)

This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.




